Effective date: October 23, 2026
These Terms of Service (“Terms”) govern your use of thehudsonagencyla.com (the “Site”) and the communications you receive from Elisha Hudson Insurance Services Inc (“Hudson Agency,” “we,” “us,” or “our”). By using the Site, submitting a form, booking an appointment, or opting in to messages, you agree to these Terms.
1. Who We Are and Licensing
Hudson Agency is a licensed insurance agency. California insurance license #0M14250. Insurance products are offered only in states where we are licensed. See our full list of State Insurance Licenses.
2. Information on This Site
Content on the Site is for general educational purposes only. It is not tax, legal, or investment advice, and it is not an offer to sell insurance in any state where we are not licensed. Your situation is unique; please speak with a licensed professional before making decisions.
Quotes and illustrations are estimates. Coverage is not in effect until an insurance company approves your application, issues the policy, and the first premium is paid. Policy terms, benefits, and guarantees are set by the issuing insurance company and are subject to its claims-paying ability. Products and features vary by state and insurance company.
3. Appointments and Events
When you book an appointment or register for an event, you agree to provide accurate information. Please let us know as early as possible if you need to reschedule or cancel. We may reschedule or cancel appointments or events when necessary and will notify you using the contact information you provided.
4. Text Messaging (SMS) Terms
- Program: Hudson Agency text messages.
- What you’ll receive: Appointment confirmations and reminders, event and seminar information, follow-up on your requests, and customer care messages. If you separately agree, you may also receive occasional promotional messages about our services.
- How you opt in: By checking the text-message consent box on our website forms or booking calendar, or by texting us first. Consent is not a condition of any purchase.
- Frequency: Message frequency varies.
- Cost: Message and data rates may apply.
- Opt out: Reply STOP at any time. You will receive one message confirming you have been unsubscribed, and no further messages will be sent unless you opt in again.
- Help: Reply HELP, call (818) 284-5434, or email elisha.hudson@thehudsonagencymail.com.
- Carriers: Mobile carriers are not liable for delayed or undelivered messages.
- Privacy: See our Privacy Policy. We do not share or sell your mobile number or text-message opt-in data with third parties for marketing purposes.
5. Email
If you give us your email address, we may send you appointment information, follow-up on your requests, and educational content. Every marketing email includes an unsubscribe link.
6. Acceptable Use
You agree not to misuse the Site, including by submitting false information, attempting to gain unauthorized access, interfering with its operation, or using it for any unlawful purpose.
7. Intellectual Property
Site content, including text, graphics, and logos, belongs to us or our licensors and is protected by law. You may view and print pages for personal, non-commercial use. Third-party names and trademarks shown on the Site belong to their respective owners.
8. Third-Party Services and Links
The Site uses third-party tools (such as our forms and scheduling calendar) and may link to other websites. We are not responsible for the content or practices of third-party sites, which have their own terms and privacy policies.
9. Disclaimers
The Site is provided “as is” and “as available.” To the fullest extent allowed by law, we disclaim all warranties, express or implied, about the Site and its content.
10. Limitation of Liability
To the fullest extent allowed by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the Site. Nothing in these Terms limits any right you have under insurance law or under an insurance policy you purchase.
11. Governing Law
These Terms are governed by the laws of the State of Wisconsin, without regard to its conflict-of-law rules.
12. Changes to These Terms
We may update these Terms from time to time. Updates take effect when posted on this page with a new effective date.
13. Contact Us
Elisha Hudson Insurance Services Inc
Phone: (818) 284-5434
Email: elisha.hudson@thehudsonagencymail.com